Factual Q&A

Common questions regarding our pre-qualification matching process, operational boundaries, and SMS guidelines.

Is NorthAxis Financial LLC a lender?

No. We are not a direct lender, financial broker, or credit decision-maker. We provide a pre-qualification coordinate matching system. We collect your query details and connect you with compatible third-party financial options to help you evaluate coordinates in an organized manner.

Does submitting an inquiry affect my credit score?

The initial pre-qualification inquiry on our platform does not perform a hard credit pull, and thus has no impact on your credit coordinates. However, if you are matched and choose to proceed with an application through a third-party partner, they may perform verification steps that could affect your credit score.

How much does it cost to use your matching services?

Our matching utility is free of charge to applicants. We do not charge any administrative or membership fees to explore pre-qualification options on our site.

How do text message updates work on this platform?

If you explicitly check our text consent box, we may send automated informational updates (e.g. status updates on pre-qualification matching, document checklists, and support alerts) to your mobile number. We do not send promotional or sales text messages. Message frequency varies. You can opt out at any time by replying STOP, or ask for help by replying HELP.

Can I submit an inquiry without agreeing to SMS?

Yes. Providing SMS consent is completely optional. You can review your pre-qualification options by leaving the text updates checkbox unchecked.